Matt Wiseman, Author at The Money Hub

First Time Buyers – Difficulties getting a Mortgage

Everyone knows the benefits of getting on the property ladder. After all, buying a home is a massive investment and it secures your financial future. If you are a first-time buyer, though, you might worry about getting a mortgage. There are many factors that brokers consider when it comes to grant applications. Here is everything you need to know. The state of your finances Before you apply for your mortgage, you need to make sure that your finances are in check. If you are in debt, you will struggle to get a mortgage loan of any sort. It is always [...]

By Matt Wiseman|2026-10-30T17:22:20+00:0012 November 2015|Advice, Blog, First Time Buyer Mortgages, General Interest, Help to Buy Mortgages, Investments, Mortgages, Property|Comments Off

Preparing for Christmas

Christmas is only (gasp!) 9 weeks away. Whether you like it or not, Christmas carols will start trickling into the shops. Decorations will start cropping up over town, and you can’t avoid it! Worst of all is the potential cost of all of this. Christmas is a notoriously expensive time of year. We all want to give our family the best Christmas ever, and parents often spend more than they can afford on their children. Today, we’re breaking down some of the costs and helping you plan the festivities. If you start purchasing items now, it will help lower the [...]

By Matt Wiseman|2026-10-30T17:22:20+00:002 November 2015|Advice, Blog, Debt, General Interest, Savings|Comments Off

How Interest Rates will effect you

If you follow the financial news, you’ll know that the Federal Reserve are tentatively talking about raising the interest rate. It’s now been at a static rate for nearly ten years. In 2006, the government put the economy on a drip feed, to help sustain its recovery. The financial crash took a toll on banks, borrowers, and the general public. To help ease the pain, the Federal Reserve put the interest rates close to zero. It was a way of encouraging borrowing again, and getting the economy back on its feet. Now, the government and Federal Reserve believe the economy [...]

By Matt Wiseman|2026-10-30T17:22:20+00:0023 October 2015|Advice, Blog, Credit Cards, Debt, General Interest, Investments, Loans, Mortgages, Property, Savings|Comments Off

Largest Company Fines in History

We often moan if we’re stuck with a £50 parking fine. But, just imagine how Volkswagen feel at the moment, facing up to $18 billion in company fines. It’s impossible to ignore the media frenzy around the Volkswagen scandal. The emissions swindle has already destroyed their share price and sent ripples through the economy. But, it’s the potential fine that will worry shareholders the most. With this high-profile case all over the news, we thought we’d look at some of the biggest corporate fines in history. Big Tobacco - $206 billion Back in 1998, the US government lead the charge [...]

By Matt Wiseman|2026-10-30T17:22:21+00:008 October 2015|Blog, General Interest|Comments Off

House Prices rising fastest in the East

After a dip in the housing market, it would appear that the prices are set to boom. According to recent statistics, house prices here in the UK are rising and rising. That can only mean positive things for the British economy, which has suffered for some time. Many homeowners stand to make money when it comes to this change. Of course, the developments mean that people can make large profits if they wish to do so. So, where are housing prices rising the fastest in the UK? The Office of National Statistics According to information from the Office of National [...]

By Matt Wiseman|2026-10-30T17:22:21+00:001 October 2015|Blog, General Interest, Investments, Mortgages, Property|Comments Off

Planning Permission Do’s & Dont’s

There is nothing more rewarding than building a home for you and your family. If you feel that you have the skills, you might want to get a plot of land and start digging. Not so fast! You need to know whether you have the right to build property before you do so. Few people know all they need to about plan permission, but it is an important area. Here are some do's and don'ts before you begin. To apply for planning permission first Many people are under the illusion that you need to buy the land before you ask [...]

By Matt Wiseman|2026-10-30T17:22:21+00:0025 September 2015|Advice, Blog, General Interest, Investments, Property|Comments Off

Holiday Prices during School Holidays

How often do you take your children on holiday? Of course, all parents want to give their kids the best experiences when they are young. There is nothing better than spending some relaxing time with your family. Whether you choose to stay in the UK or go abroad, you are sure to have an incredible time. One of the things that trouble many parents is the fact that they have to book holidays during the school break. During this period, major holiday companies tend to put up the prices of their getaways. That leaves parents with a terrible choice. Either [...]

By Matt Wiseman|2026-10-30T17:22:21+00:0022 September 2015|Blog, General Interest|Comments Off

The Most Profitable Supermarkets

Here in the UK, we have a sheer wealth of supermarkets from which to choose. When you want to get some food for the week, there is more than just one local shop you can visit. Which you decide to choose will depend on two things. The first thing you will likely consider is where your nearest shop is. If you don't happen to have a car, you will need to think about how you're going to get there and, of course, come back. The second thing you will consider is your budget. Every family has a different budget when [...]

By Matt Wiseman|2026-10-30T17:22:21+00:009 September 2015|Blog, General Interest|Comments Off

Most Expensive Properties in the UK

Have you ever wondered where Britain's most expensive properties are? If you want to live like a king, you can do so in the UK, but it comes with a hefty price tag. Most people would spend hundreds of thousands on a home, but how about millions? There are some beautiful mansions out there that fetch a little more than a pretty penny. We've taken a look at some of the most costly houses in the country so that you can take a little look for yourself. The Rutland Gate Mansion Let's start with the most expensive house in the [...]

By Matt Wiseman|2026-10-30T17:22:22+00:003 September 2015|Blog, General Interest|Comments Off

The Rising Price of Everyday Living

The cost of everyday living should rise with the rate of inflation. But even when we take inflation into account, prices are rising. There are several ways that the daily cost of living is more expensive now than it was a few decades ago. And this problem is hitting many families hard, particularly those on low incomes. Housing, food and transport are just a few of the essential provisions that we have all begun paying more for in recent years. More expensive living costs mean that it can be even harder to get along from day to day. Combined with [...]

By Matt Wiseman|2026-10-30T17:24:01+00:006 August 2015|Blog, General Interest|Comments Off

About Matt Wiseman

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