LAST REVISED: 28/11/2018
1. Definitions and Interpretation
"Cookie" means a small file placed on your computer or device by Our Site when you visit certain parts of Our Site and / or when you use certain features of Our Site;
"Cookie Law" means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003 and of EU Regulation 2016/679 General Data Protection Regulation ("GDPR");
"Personal Data" means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data, as defined by EU Regulation 2016/679 General Data Protection Regulation ("GDPR"); and
"We / Us / Our" means The Moneyhub Limited, a company registered in England under company number 5260475, whose registered address is Suite 7 Hadleigh Business Centre, 351 London Road, Hadleigh, Essex, SS7 2BT and whose main trading address is as above.
2. Information About Us
2.1 Our Site is owned and operated by The Moneyhub Limited, a company registered in England under company number 5260475, whose registered address is Suite 7 Hadleigh Business Centre, 351 London Road, Hadleigh, Essex, SS7 2BT and whose main trading address is above.
2.2 Our Data Protection Officer is Sonia Lynch, and can be contacted by email at [email protected], by telephone on 0203 725 5830, or by post at Suite 7 Hadleigh Business Centre, 351 London Road, Hadleigh, Essex, SS7 2BT.
2.3 We are regulated by the Financial Conduct Authority (FCA).
3.2 By using Our Site, you may also receive certain third party Cookies on your computer or device. Third party Cookies are those placed by websites, services, and / or parties other than us. Third party Cookies are used on Our Site for Google Universal Analytics, Google Click ID, Google DoubleClick Ad Service and Microsoft Bing Universal Tracking. For more details, please refer to section 4 below.
3.3 All Cookies used by and on Our Site are used in accordance with current Cookie Law. We may use some or all of the following types of Cookie:
3.3.1 Strictly Necessary Cookies - A Cookie falls into this category if it is essential to the operation of Our Site, supporting functions such as logging in, your shopping basket, and payment transactions.
3.3.2 Analytics Cookies - It is important for us to understand how you use Our Site, for example, how efficiently you are able to navigate around it, and what features you use. Analytics Cookies enable us to gather this information, helping us to improve Our Site and your experience of it.
3.3.3 Functionality Cookies - Functionality Cookies enable us to provide additional functions to you on Our Site such as personalisation and remembering your saved preferences. Some functionality Cookies may also be strictly necessary Cookies, but not all necessarily fall into that category.
3.3.4 Targeting Cookies - It is important for us to know when and how often you visit Our Site, and which parts of it you have used (including which pages you have visited and which links you have visited). As with analytics Cookies, this information helps us to better understand you and, in turn, to make Our Site and advertising more relevant to your interests. Some information gathered by targeting Cookies may also be shared with third parties.
3.3.5 Third Party Cookies - Third party Cookies are not placed by us; instead, they are placed by third parties that provide services to us and/or to you. Third party Cookies may be used by advertising services to serve up tailored advertising to you on Our Site, or by third parties providing analytics services to us (these Cookies will work in the same way as analytics Cookies described above).
3.3.6 Persistent Cookies - Any of the above types of Cookie may be a persistent Cookie. Persistent Cookies are those which remain on your computer or device for a predetermined period and are activated each time you visit Our Site.
3.3.7 Session Cookies - Any of the above types of Cookie may be a session Cookie. Session Cookies are temporary and only remain on your computer or device from the point at which you visit Our Site until you close your browser. Session Cookies are deleted when you close your browser.
3.4 Cookies on Our Site are not permanent and will expire. For Cookie Expiration Periods please see section 4.
3.6 For more specific details of the Cookies that we use, please refer to the table below.
4. What Cookies Does Our Site Use?
4.1 The following first party Cookies may be placed on your computer or device:
|cookieconsent||Yes||1 Year||For our Cookie Opt-in Process. Saves the Cookie Preference Setting for each user. Can only be deleted via your browser, deleting will result in your cookie settings being lost.|
|PHPSESSID||Yes||Session||For our websites Form Processing. Used by PHP to provide temporary storage for session data. All data stored in this session is erased when current browsing session ends.|
4.2 The following third party Cookies may be placed on your computer or device:
|IDE||No||1 Year||Used by Google DoubleClick Ad Service for serving targeted advertisements that are relevant to you across the web.|
|test_cookie||No||24 Hours||Used by Google DoubleClick Ad Service to test whether cookies are enabled.|
4.3 Our Site uses analytics services provided by Google Universal Analytics, Google Click ID and Microsoft Bing Universal Tracking. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling us to better understand how Our Site is used. This, in turn, enables us to improve Our Site and the services offered through it. You do not have to allow us to use these Cookies, however whilst our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable us to continually improve Our Site, making it a better and more useful experience for you.
4.4 The analytics service(s) used by Our Site use(s) analytics Cookies to gather the required information.
4.5 The analytics service(s) used by Our Site use(s) the following analytics Cookies:
|gclid||Yes||24 Hours||Used by Google Click ID (GCLID). This cookie enables offline tracking for Google Analytics and Google Adwords, collecting additional non-personal information.|
|_ga||No||2 Years||Used by Google Universal Analytics. Used to distinguish users.|
|_gid||No||24 Hours||Used by Google Universal Analytics. Used to distinguish users.|
|_gat||No||10 Minutes||Used by Google Universal Analytics. Used to throttle request rate.|
|MUID||No||13 Months||Used by Microsoft Bing Universal Tracking.|
|MUIDB||No||13 Months||Used by Microsoft Bing Universal Tracking.|
|_uetsid||No||Session||Used by Microsoft Bing Universal Tracking.|
5. Consent and Control
5.1 Before Cookies are placed on your computer or device, you will be shown a Cookie Alert Box. By continuing using our site you have gave your consent to the placing of Cookies and you are enabling us to provide the best possible experience and service to you.
5.2 In addition to the controls that we provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all Cookies or only third party Cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
5.3 The links below provide instructions on how to control Cookies in all mainstream browsers:
5.3.1 Google Chrome - LINK.
5.3.2 Microsoft Internet Explorer - LINK.
5.3.3 Microsoft Edge - LINK (Please note that there are no specific instructions at this time, but Microsoft support will be able to assist).
5.3.4 Safari (macOS) - LINK.
5.3.5 Safari (iOS) - LINK.
5.3.6 Mozilla Firefox - LINK.
5.3.7 Android - LINK (Please refer to your device documentation for manufacturers own browsers).
7. Further Information
7.2 For more information about privacy, data protection and our terms and conditions, please visit the following
7.2.2 Terms and Conditions.