Mortgage Brokers for Bad Credit

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Specialist Mortgage Lenders.
Missed Payments, Defaults, CCJ’s Accepted.
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Mortgage Brokers for Bad Credit

Why use specialist bad credit mortgage brokers?

If you have had bad credit registered, such as missed payments, defaults, county court judgments, mortgage arrears, bankruptcy or an Individual voluntary arrangement getting a mortgage from your traditional high street will be a struggle therefore there are specialist lenders that can help clients. These cases are more complex and experience is important in this area, hence why you should use a bad credit mortgage broker.


What is an adverse mortgage?

The term adverse mortgage or Subprime Mortgage is the same as a Bad Credit Mortgage. This is a mortgage which is more accepting of clients that have a low credit score due to bad credit being registered. Lenders that offer adverse mortgages typically offer their products through poor credit mortgage brokers, such as The Money Hub.


What types of bad credit are there?

There are several types of bad credit that maybe registered against you such as:

  • Missed Payments - This is simply where you have not made a payment in time. Sometimes the lenders may give you 30 days to make the payment and therefore they won’t put a mark on your credit profile, however other lenders can register the missed payment within days.
  • Defaults - This is typically where you have missed several payments and maybe you are 3-6months behind. At this point the lender will register that you have failed to keep to the agreed terms and are in default.
  • County Court Judgements (CCJ Mortgage) - this is where the lender has registered a claim against you due to non-payment of a debt at a county court.

Other forms of bad credit include, Individual Voluntary Arrangements (IVA) and bankruptcy. Upon review of your credit report your adverse credit mortgage broker will be able review your options and give you advice on the bad credit mortgage options that you have available.

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What to Expect from The Money Hub

We Gather Information Required to Search the Market

We gather some basic information about you using our quick online form

Conduct a Whole of the Market Comparision

We will search 100’s of providers to find you the lenders who are willing to approve your mortgage

Provide full service through to completion

We will show you rates along with the monthly repayments. This will not affect your credit score. We’ll also explain any fees if you progress at this point and as long as you are happy to proceed, provide you with the full service through to completion of your mortgage being accepted

What our Customers think about us

Bad Credit Mortgage Broker FAQ's

What is a Bad Credit Mortgage Broker?
This is a mortgage broker that has knowledge and experience in helping clients that have a poor credit profile due to missed payments, defaults, County court judgements etc. being registered against them.
Who offers Bad Credit Mortgages?
These are typically offered by specialist lenders who provide their products through Mortgage Brokers, such as The Money Hub.
How do I find out if I have Bad Credit?
You can register and view your credit report by visiting the website of either Experian, Equifax or Check My File. Normally you can view your credit report for free for a limited period of time and then a charge maybe payable.
Mortgage Brokers for Bad Credit

Product Name: Mortgages

Product Description: Mortgage Brokers for Bad Credit

  • Rating
5

Joe

Gary has been brilliant throughout the whole process. Very knowledgeable, helpful and efficient. The service provided as a whole, has been excellent, 10/10.