Buyer demand in 2020 has shifted, and even more people are looking for larger homes. If the lockdown period left you feeling frustrated at having little space at home, there is a range of solutions to choose from. Of course, you might not want to move. You might be settled […]
Remortgaging is a suitable strategy for many homeowners looking to ensure they have the best deal and are paying an affordable rate each month. It never hurts to check your current mortgage to determine if you can arrange a better deal. However, homeowners don’t just remortgage to lower their monthly […]
Given it is such an important decision, with financial repercussions, it is crucial homeowners consider remortgage advice and costs before committing to a remortgage. Many homeowners have found remortgaging to be a suitable solution to their problems, and that this act has enhanced their circumstances. How does remortgaging work? Remortgaging […]
The Help to Buy scheme is a Government initiative that has been set up to help stimulate the housing market and to help first time buyers and also existing home owners to purchase new build properties. The Government had previously stated that the scheme would end in 2021, but have […]
To get mortgage ready, you should also start getting your credit file in good shape, this can be for a re mortgage or a new purchase. Here are some tips: Obtain a copy of your credit report Set Your goals realistically Create a budget on how much you can borrow […]
If you are thinking of buying your first home, looking at moving or buying a second home, then you may have to pay Stamp Duty to the Government along with associated mortgage costs. This can be quite expensive, so it is important to understand what Stamp Duty is, if you […]