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Bad Credit Mortgages

Bad Credit Mortgages

Bad credit mortgages are much like a standard mortgage. The only real difference is that they assist people with who have perhaps been refused a mortgage in the past for a poor credit rating. Rates are adapted…

Buy to Let Mortgages

Buy to Let Mortgages

Buy to let mortgages are specifically for when you want to buy a property to rent out to a 3rd party. Highly popular recently, professional landlords used buy to lets to enable them to build a property portfolio…

Commercial Mortgages

Commercial Mortgages

Commercial mortgages often exist to pick up where business loan requirements become of a higher value. Lenders will offer secured and unsecured loans to businesses but once a higher loan amount…

Expat Mortgages

Expat Mortgages

Expat mortgages can occasionally be a little tricky to arrange for a number of reasons. But there are experienced specialist lenders who deal with expat mortgages and understand the nuances of this mortgage product…

First Time Buyer Mortgages

First Time Buyer Mortgages

The excitement of buying your own property for the first time and the feeling of independence and owning your very own home. Unless you are one of the very fortunate few, you will need to look at a first time buyer…

Help to Buy Mortgages

Help to Buy Mortgages

The Help to Buy scheme is a Government initiative set up to stimulate the housing market and help first time buyers and existing home owners purchase new build properties to live in. This scheme is designed for…

HMO Mortgages

HMO Mortgages

HMO mortgages, or homes in multiple occupation is a mortgage available when a number of people co habit and share house facilities such as bathrooms and kitchens. Often referred to as a house share…

Interest Only Mortgages

Interest Only Mortgages

Interest only mortgages may not have enjoyed the best of reputations historically however an interest only mortgage certainly has a place in the right circumstances. An interest only mortgage is exactly what the…

Remortgages

Remortgages

Remortgages are available for people who either want to change their existing mortgage or to borrow more against the property for whatever reason, be that home improvements, holidays etc. Depending on the…

Right to Buy Mortgages

Right to Buy Mortgages

Owning a home is a dream for most tenants. If you are a council tenant, the Right to Buy mortgage scheme gives you the possibility to buy the property you live in at a heavy discount. In this article, we’re…

Shared Ownership Mortgages

Shared Ownership Mortgages

A shared ownership mortgage is a Government scheme that helps first time buyers or previous home owners who are unable to buy currently. Shared ownership mortgages work by buying a portion of the property…

CCJ Mortgages

CCJ Mortgages

County Court Judgements otherwise known as CCJ’s, this is where a finance company or other body has registered a claim against you in the county court, because of non-payment, this can be you individually…

IVA Mortgages

IVA Mortgages

An IVA is a legally binding contract/agreement between you and your creditors. This is a formal agreement where you will have agreed a set repayment to pay back your debts over a certain period of time…