Bad Credit Mortgages we offer:

New Build Help to Buy Mortgages

5% Deposit Required.
20% Equity Loan (40% in London).
Missed Payments, Defaults and CCJ’s Accepted.
Low Credit Score Accepted.
Specialist Help to Buy Lenders.

Speak to our Mortgage Expert

I confirm that I have read and consent to my personal information being processed in accordance with The Money Hub's Privacy Policy. I also confirm that I have read The Money Hub’s E-Marketing to Customers and consent for The Money Hub to market to me by email. On receipt of this enquiry we will contact you to discuss your requirements.

Bad Credit Mortgages we offer:

New Build Help to Buy Mortgages

If you are a First Time Buyer buying a property can seem overwhelming. You will have lots of questions to ask, so below we have detailed common questions we get from clients to help you.


How does the scheme work?

If you have a deposit of 5%, the help to buy equity loan could provide an additional deposit of up to 20% (if the property outside London) or 40% (if the property is located in London), and then you can get a mortgage for the remaining balance.


When do I apply for the Help to Buy scheme?

First of all you need to find a property and make sure you qualify for a mortgage. It is important that your mortgage adviser has got an ‘Agreement In Principle’ in place, so you can be confident that a mortgage is possible.

You need to complete the help to buy application form.

Make sure you complete all the information correctly and answer all the questions. It can take around 2 weeks for your application to be assessed and if any information is wrong you will have to submit a new application. Once accepted the help to buy scheme will issue you an Authority to Proceed (ATP).

With the Authority to Proceed in place you can now apply for the mortgage.

Want to have a chat?

Speak to one of our experts...

Why Clients use the Money Hub

Hundreds of
5 Star Reviews

Specialist
Advisers

Hundreds of
Mortgages Arranged

Your Data
is Safe

What our Customers think about us

New Build Help to Buy Mortgages

Product Name: Mortgages

Product Description: New Build Help to Buy Mortgages

  • Rating
5

Joe

Gary has been brilliant throughout the whole process. Very knowledgeable, helpful and efficient. The service provided as a whole, has been excellent, 10/10.