Bad Credit Mortgages we offer:

New Build Help to Buy Mortgages

5% Deposit Required.
20% Equity Loan (40% in London).
Missed Payments, Defaults and CCJ’s Accepted.
Low Credit Score Accepted.
Specialist Help to Buy Lenders.

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Bad Credit Mortgages we offer:

New Build Help to Buy Mortgages

If you are a First Time Buyer buying a property can seem overwhelming. You will have lots of questions to ask, so below we have detailed common questions we get from clients to help you.

How does the scheme work?

If you have a deposit of 5%, the help to buy equity loan could provide an additional deposit of up to 20% (if the property outside London) or 40% (if the property is located in London), and then you can get a mortgage for the remaining balance.

When do I apply for the Help to Buy scheme?

First of all you need to find a property and make sure you qualify for a mortgage. It is important that your mortgage adviser has got an ‘Agreement In Principle’ in place, so you can be confident that a mortgage is possible.

You need to complete the help to buy application form.

Make sure you complete all the information correctly and answer all the questions. It can take around 2 weeks for your application to be assessed and if any information is wrong you will have to submit a new application. Once accepted the help to buy scheme will issue you an Authority to Proceed (ATP).

With the Authority to Proceed in place you can now apply for the mortgage.

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Product Name: Mortgages

Product Description: New Build Help to Buy Mortgages

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Gary has been brilliant throughout the whole process. Very knowledgeable, helpful and efficient. The service provided as a whole, has been excellent, 10/10.