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Get onto the Property Ladder with a Shared Ownership Mortgage

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Specialist Mortgage Lenders.
Missed Payments, Defaults and CCJ’s Accepted.
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Get onto the Property Ladder with a Shared Ownership Mortgage

Homeownership can seem like a distant dream for many people, however the government has launched several schemes to help people own their homes such as the Help to Buy scheme or the Shared Ownership scheme.

What is Shared Ownership?

This is where you can buy a share of the property, starting from 25%, and then rent the remaining share. For example if a property is valued at £200,000 you could buy a 40% share valued at £80,000 and then pay rent on the remaining 60% that you don’t own. When people buy their share they tend to put down a small deposit and then require a mortgage to complete their share purchase.

Where are Shared Ownership properties available?

You can find properties for sale by visiting property portals such as Rightmove, Zoopla. There is a website called Share to Buy which specifically shows only shared ownership properties for sale. On these websites you can register your details, so you can then be notified of new properties that become available within your criteria.

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What to Expect from The Money Hub

We Gather Information Required to Search the Market

We gather some basic information about you using our quick online form

Conduct a Whole of the Market Comparision

We will search 100’s of providers to find you the lenders who are willing to approve your mortgage

Provide full service through to completion

We will show you rates along with the monthly repayments. This will not affect your credit score. We’ll also explain any fees if you progress at this point and as long as you are happy to proceed, provide you with the full service through to completion of your mortgage being accepted

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