Bad Credit Mortgages we offer:

What you need to know about Right To Buy Mortgages

Specialist Right To Buy Lenders.
Bad Credit Score Accepted.
5 Star Rated.
Employed or Self Employed.

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What you need to know about Right To Buy Mortgages

Arranging a mortgage can seem rather daunting. It is important to take your time, get the right advice and feel confident that you are doing the right thing. You should always ask many questions and here we outline the common questions we get asked with some quick straight forward answers.


Do I qualify for the Right to Buy?

You can visit the governments Right to Buy website and complete a simple Quiz to see whether you are eligible for the scheme. There is also lots information about the scheme which you may find helpful on these websites.


How do I apply for the Right to Buy?

You can complete the form (RTB1) online by visiting the Right to Buy website.


How long does the application take?

Once you submit your application, your landlord has up to 4 weeks to respond confirming whether you can buy your home (up to 8 weeks if you have had your current landlord less than 3 years). After that - If you are buying a house the landlord should send you the Offer Notice – called a Section 125 within 8 weeks or if the property is leasehold, i.e. flat, the landlord has up to 12 weeks. This offer notice sets out the property valuation, discount entitlement, price you can buy it for, any structural problems and terms & conditions.

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What to Expect from The Money Hub

We Gather Information Required to Search the Market

We gather some basic information about you using our quick online form

Conduct a Whole of the Market Comparision

We will search 100’s of providers to find you the lenders who are willing to approve your mortgage

Provide full service through to completion

We will show you rates along with the monthly repayments. This will not affect your credit score. We’ll also explain any fees if you progress at this point and as long as you are happy to proceed, provide you with the full service through to completion of your mortgage being accepted

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