Bad Credit Mortgages we offer:

Buy to Let Mortgages with Bad Credit

If you are looking to purchase your first Buy To Let property or you are an experienced landlord, our team of Buy to Let mortgage advisers would be happy to help you source the right mortgage deal.

With hundreds of mortgage products available on the market speaking to an adviser can make the process of sourcing a buy to let mortgage simple and if you have bad credit registered we have lenders that can help.

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Bad Credit Mortgages we offer:

Buy to Let Mortgage with Bad Credit

Buy to Let Mortgages with bad credit

If you have bad credit registered such as missed payments, defaults or county court judgements you can still get a buy to let mortgage. There are specialist buy to let bad credit lenders available through mortgage brokers who would consider your application.

What is a Buy to let mortgage?

Buy to let mortgages are specifically for when you want to buy a property to rent out to a 3rd party. Highly popular, professional landlords used buy to lets to enable them to build a property portfolio of rented properties that gave them an income stream whilst enjoying the appreciating price of the property itself. With low interest rates offering next to no return on capital, combined with many people unable to get on the housing ladder for a variety of reasons, renting has become more popular and property investors see buy to let properties as good long term investments.

What deposit will I need for a bad credit buy to let mortgage?

If you are considering becoming a landlord you will need a buy to let mortgage and there are certain things that you should consider before jumping in. Often for example you’ll need to pay a larger deposit as security, often around the 25% level, although some buy to let mortgage lenders need a 40% deposit to secure the very best interest rates. Interest rates tend to be a little higher, but a buy to let mortgage is very similar to a standard mortgage in that each application is individually assessed, so better deals can be available depending on personal circumstances.

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Buy to Let Mortgage FAQ's

What is a bad credit buy to let mortgage?
This is a mortgage that will accept bad credit that has been registered on the applicant’s credit profile. These mortgages are provided by specialist lenders who offer their products mainly through mortgage brokers.
Who provides buy to let mortgages with bad credit?
Generally your high street banks and building societies are unable to help, however there are specialist lenders who can help who offer their buy to let mortgages through mortgage brokers.
How much can I borrow on a buy to let mortgage?
This depends upon many factors such as how you own the property (personal name vs limited company), the rental income you are receiving and the mortgage rate product you are taking. This is quite a complex area and you should speak to experienced buy to let mortgage consultants.
Buy to Let Mortgages with Bad Credit
The Money Hub

Product Name: Mortgages

Product Description: Buy to Let Mortgages with Bad Credit

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Gary has been brilliant throughout the whole process. Very knowledgeable, helpful and efficient. The service provided as a whole, has been excellent, 10/10.