Matt Wiseman, Author at The Money Hub

London House Prices 2021 – Monopoly Edition

While there was a lengthy evolution period for the game we know as Monopoly, including a spell where it was better known as “The Landlord’s Game”, in 1935, Parker Brothers started marketing the game to a mass audience. The London version we all know well was first produced to market in 1936, which means the game is 85 years old! A lot has changed in this time, and while the street names in the game remain familiar, the sums of money involved with real-life property deals are a world removed from the figures involved in the game. As [...]

By Matt Wiseman|2026-10-30T20:43:35+00:0025 October 2021|Blog, Mortgages|Comments Off

Why Home Insurance is Important

If you own a home, likely, you have already spent a lot of money, and you are committed to spending more money each month for some time. Naturally, homeowners look to save money where they can, but there are some expenses that you must budget for, including home insurance. While it is hoped you never have to call on insurance, you will be relieved it is in place if you do. You will likely have some form of insurance for your home, as most mortgage lenders insist on it. However, homeowners have options for covering their homes, and [...]

By Matt Wiseman|2026-10-30T20:44:52+00:008 October 2021|Blog, Home Insurance, Insurance|Comments Off

Remortgaging Figures to Peak in 2022

Beat the Rush If you are planning on remortgaging your home soon, or your mortgage contract will soon be up, it is best to consider your options sooner rather than later. Staying in touch with remortgaging figures will help you make an informed decision. It looks as though October 2021 will be the most significant month of this year for remortgage maturities. According to research undertaken by CACI, there will be £38.9billion worth of mortgages up for renewal this month. If you intend on speaking with a broker soon, it is very likely you are not alone. These [...]

By Matt Wiseman|2026-10-30T20:50:56+00:008 October 2021|Blog, General Interest|Comments Off

Getting a Mortgage on a Grade Listed Property

Depending on your circumstances, arranging a mortgage for a property purchase can be a challenging task. However, if you are looking to buy a listed building, there are additional challenges to overcome when arranging a Grade listed property mortgage. However, it should be noted you can get a mortgage on a grade-listed property. As long as you are aware of the additional challenges and tailor your application to be as attractive as possible, there is no reason why you cannot receive funding for this style of property purchase. What is a listed building? A listed building is found [...]

By Matt Wiseman|2026-10-30T20:57:51+00:0025 August 2021|Blog, Mortgages|Comments Off

Japanese Knotweed Mortgages

If you are looking to arrange a mortgage, the property's condition significantly impacts the affordability and suitability of mortgage offers you receive. One of the biggest challenges to a mortgage applicant is when Japanese Knotweed is found at the property, but we can help with your Japanese knotweed mortgages needs. What is Japanese Knotweed? Japanese Knotweed first came to the UK in the 19th century. It is a highly invasive plant, having evolved to deal with volcanic land, rocky areas, ashy deposits, and a challenging climate in Japan. The conditions are more palatable in the UK, resulting in [...]

By Matt Wiseman|2026-10-30T21:01:12+00:0025 August 2021|Blog, Mortgages|Comments Off

The Pros and Cons of a HMO vs Student Let

If you are looking to let property, you have a lot of options to consider, some of these options seem more appealing than others, but you will find a balancing act required to find your ideal let. If you consider a standard HMO or a student let, you have researched and found attractive options. When managed properly, either of these options can provide you with a great return on your time and financial investment. However, there are drawbacks to consider, and this guide will help you evaluate the pros and cons of a standard HMO v student let. [...]

By Matt Wiseman|2026-10-30T21:02:08+00:0011 August 2021|Blog, General Interest, Loans, Mortgages|Comments Off

How do you pay for an Extension?

If you have been left frustrated by the housing market, or you have a million and one reasons why you would rather stay in your current home than move, you should do so. If your main reason for moving home is to enjoy more space inside your house, you’ll find extending your property is the ideal solution. Of course, how do you pay for an extension? Moving home right now is expensive, with property prices rising. It is easy to consider a property renovation project as the more affordable option, but this doesn’t mean it is cheap or [...]

By Matt Wiseman|2026-10-30T21:03:23+00:0015 July 2021|Blog, Loans|Comments Off

Are you up to date? – 2021 Stamp Duty Changes

Given everything that is going on in the world right now, you would be forgiven for not staying up to date with changes in the housing market and stamp duty in particular. However, if you are looking to buy a home now or soon, it is imperative you are up to date with stamp duty regulations, because you must make an informed decision. Stamp duty holiday changes regulations changed on July 1st As of July 1st 2021, the 0% stamp duty for property purchases in England is now set at £250,000 for people purchasing their first home. For [...]

By Matt Wiseman|2026-10-30T21:04:34+00:009 July 2021|Blog, General Interest|Comments Off

Are you a Mortgage Prisoner? How can I escape?

If you are a mortgage prisoner, this means you are unable to switch to a new mortgage deal. There are many reasons why you might be a mortgage prisoner, but the most common reason arises when mortgage holders who have held a mortgage for some time might find they are no longer eligible for the best deals due to the criteria imposed by lenders. No matter the reason, if you are currently paying a high-interest rate and there is little chance of you switching to a more affordable mortgage, you will feel trapped; and this is why you [...]

By Matt Wiseman|2026-10-30T21:08:01+00:008 July 2021|Blog, Mortgages|Comments Off

Mortgage Overpayments or Decrease the Term?

There is no denying the pandemic has impacted people and households in many ways. However, depending on your employment status, job, or company you work for, you might find your finances are currently in a far more powerful position than your neighbours, colleagues, or associates. If you are considering mortgage overpayments, this might be a smart time. Therefore, it is essential people consider their circumstances and make informed decisions that allow them to feel confident about what comes next. Naturally, a great deal of focus has fallen on those struggling financially and who require assistance to pay their [...]

By Matt Wiseman|2026-10-30T21:09:11+00:0030 June 2021|Blog, Mortgages|Comments Off

About Matt Wiseman

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