Arranging a mortgage can be a challenging task, but it is extremely difficult if your credit report is incorrect.

With interest rates increasing, UK homeowners and buyers need to be aware of how these changes impact them.

There is a lot to be said for carrying out home improvements, and we'll make sure you choose the best way to pay for this work.

Managing your finances is crucial, but with a debt consolidation, you should be able to improve your finances.

The name alone suggests a similarity to the Help To Buy scheme, but with the Help To Build scheme, support is available for people undertaking a custom or self-build project. A key attraction of the scheme is that people are only required to offer a 5% deposit, which hopefully makes this an affordable scheme for many would-be homeowners. How to qualify for the Help To Build loan The criteria for the Help To Build loan includes: Borrowers needing 5% for the deposit The Government will then offer an equity loan between 5% and 20% of the estimated total [...]

40-year mortgages have been back in the news, so it is inevitable many homeowners and prospective buyers will consider them as an option. As you would expect, there are many pros and cons of this style of mortgage. What are the positive and negative aspects of a 40 year fixed rate mortgage? So, the plus and negative points of this style of mortgage can be seen as: Positive – You can make your monthly bills more affordable Negative – Longer repayment terms means you ends up paying a lot more to pay off the mortgage Positive – If [...]