Building & Contents Insurance

Building & Contents Insurance isn’t just a box-ticking exercise – it’s a fundamental part of protecting your investment.

Whether you own a Buy-to-Let, HMO, MUFB, or commercial property, you’re exposed to real risks every day – fire, flood, escape of water, tenant damage, theft, and more. One unexpected event could result in significant repair costs, loss of rental income, or even a total rebuild.

That’s where the right insurance makes all the difference.

Building insurance covers the structure – so if the worst happens, you’re not funding repairs or reinstatement out of pocket. Contents insurance protects fixtures, fittings, and furnishings, which is especially critical for HMOs and multi-let properties.

For landlords and developers, it’s not just about protection – it’s also often a lender requirement. Without the right cover in place, you could be in breach of your loan terms.

In simple terms:

You’ve invested heavily to acquire and grow your portfolio – insurance ensures one incident doesn’t wipe out your returns.

For anyone leveraging property to build wealth, having the right Building & Contents Insurance in place isn’t optional—it’s essential risk management.

Should you be interested in Building & Contents, Buy to Let or HMO Property / MUFB / Commercial insurance, we offer a referral service to Uinsure and/or The Right Referral Service. With your permission, we would pass your details to Uinsure and/or The Right Referral Service and they would then contact you and discuss your requirements. If you proceeded with either of them, we would receive a commission for introducing you to them.

As a company, we have decided to advise on Building & Contents, Buy to Let or HMO Property / MUFB / Commercial insurance from two companies, called Uinsure and The Right Referral Service.

INSURANCE ENQUIRIES – IMPORTANT INFORMATION

Please note that we are a mortgage broker and do not provide advice on insurance products.

Building & Contents, Buy to Let or HMO Property / MUFB / Commercial insurance enquiries will be referred to Uinsure and/or The Right Referral Service. By submitting an enquiry, you consent to your details being passed to them for the purpose of discussing your insurance needs.

Uinsure and/or The Right Referral Service and will arrange for a suitably authorised and regulated adviser to contact you. Any advice or recommendation provided will be the responsibility of that adviser.

We do not assess your insurance requirements, provide recommendations, or arrange insurance policies directly.

There is no obligation to proceed with any recommendation provided.

Any insurance product you choose to take is entirely separate from your mortgage application.

DATA SHARING

In order to facilitate your enquiry, we may share your name, contact details, and relevant information with Uinsure and/or The Right Referral Service. Your data will only be used for the purpose of contacting you regarding insurance products.

For further details on how your data is used, please refer to our Privacy Policy.

“Building & Contents Insurance Insurance enquiries are referred to Uinsure and/or The Right Referral Service. We do not provide insurance advice. A suitably authorised adviser will contact you to discuss your requirements and, where appropriate, make a recommendation.”