Critical Illness Insurance

Critical illness cover is one of those things people don’t think about – until it’s too late.

If you’re diagnosed with a serious condition like cancer, a heart attack, or a stroke, your world changes overnight. Your focus should be on recovery – not worrying about how the mortgage gets paid, how the business keeps running, or how your family manages financially.

That’s where critical illness cover comes in.

It pays out on diagnosis of a specified serious illness, giving you the financial breathing space to:

Cover monthly commitments (mortgage, bills, loans).
Replace lost income.
Fund private treatment or recovery support.
Protect your family’s lifestyle.

For property investors and developers especially, it’s not just about personal protection – it’s about protecting your projects, your liabilities, and your reputation. One unexpected health issue can derail deals, delay builds, and put pressure on cash flow.

In short:

You insure your buildings. You insure your deals.
Critical illness cover is how you insure yourself.

Should you be interested in Critical Insurance Cover, we offer a referral service to The Right Referral Service. With your permission, we would pass your details to The Right Referral Service and they would then contact you and discuss your requirements. If you proceeded with either of them, we would receive a commission for introducing you to them.

As a company, we have decided to advise on Critical Illness Cover from a single company called The Right Referral Service.

INSURANCE ENQUIRIES – IMPORTANT INFORMATION

Please note that we are a mortgage broker and do not provide advice on insurance products.

All Critical Illness Cover enquiries will be referred to The Right Referral Service. By submitting an enquiry, you consent to your details being passed to them for the purpose of discussing your insurance needs.

The Right Referral Service will arrange for a suitably authorised and regulated adviser to contact you. Any advice or recommendation provided will be the responsibility of that adviser.

We do not assess your insurance requirements, provide recommendations, or arrange insurance policies directly.

There is no obligation to proceed with any recommendation provided.

Any insurance product you choose to take is entirely separate from your mortgage application.

DATA SHARING

In order to facilitate your enquiry, we may share your name, contact details, and relevant information with The Right Referral Service. Your data will only be used for the purpose of contacting you regarding insurance products.

For further details on how your data is used, please refer to our Privacy Policy.

“Critical Illness Insurance enquiries are referred to The Right Referral Service. We do not provide insurance advice. A suitably authorised adviser will contact you to discuss your requirements and, where appropriate, make a recommendation.”