INNOVATIVE FUNDING SOLUTIONS DRIVING PROPERTY DEVELOPMENT SUCCESS

The benefits of working with a specialist finance broker

Communication is Key

From speaking with the broker at the start through to processing of your application, you will be in constant communication with us over the phone or WhatsApp to get your deal funded.

Strong Lender Relationships

We have built up our relationship with lenders over many years and have direct access to senior business managers and underwriters to ensure you are placed with the right lender from the start.

Experience is Essential

The Moneyhub has been trading for over 15 years and the brokers all have a vast amount of knowledge and experience in getting complex deals over the line.

Streamlined Documentation

Quick onboarding process, we pre-populate the lender documents to ensure a smooth application and where there are challenges to overcome, we deal with these efficiently and find solutions
.

Understanding the needs of property developers

Flexible Finance Options

We arrange standard bridging loans, but we also find
property developers who need bespoke financing solutions, which can involve:

Valuations – Online / Desktop or physical valuations.

Development / Refurbishment drawdown facilities.

Fast Funding Facilities – including auction purchases.

Bespoke payment structures – Rolled / Retained / Serviced or a mixture.

Lending against a variety of assets – Residential property / commercial property / land.

100% Funding – where additional security can be used.

Option Agreement Purchases – against the newly created market value.

Commercial to residential conversions.

Ground Up Developments.

Purchasing without planning permission.

Case Study 1:
Buying at Auction – 28 Days to Complete

Client won the bid at auction to purchase a house, carry out a light refurbishment and then sell. Passed for an online valuation and completed within 28 days which was the auction deadline.

This was the client’s 1st property development in his own name although he did have experience renovating properties for other people. We see this a lot where builders/tradesman want to use their skills for their own developments.

Case Study 2:
House refurbishment and borrowing 100% of the purchase price

Client wanted to raise 100% of the purchase price and this was achieved as we was able to spread the borrowing across 2 properties by taking a 1st charge on the new property to be developed and taking a second charge behind their existing lender on another property that they owned.

Case study 3:
Option Agreement Purchase on a semi commercial property

Client had taken out an option agreement to purchase a semi commercial property in need of major refurbishment for several years. During this option agreement the client invested heavily in the property using this own money and was now looking to purchase the asset using the new market value and borrowing maximum possible to complete on the purchase price and capital raise to get back the money he had invested in the site.

Case study 4:
Land Development to build 4 houses

Client owned land with planning permission to build 4 houses and needed a development facility of £350,000 with £100,000 being released day one. Once all built the properties will be sold to pay off the development loan.

This was the clients 1st development, but he did have an experienced team around him.

Case study 5:
Commercial to Residential conversion with no deposit put down.

Client had agreed to purchase a fully commercial property with planning to convert the upstairs into 7 flats for £619,500.

The buyer was a very experienced developer, but did not have funds for the deposit.

Agreed with the seller to accept £314,956 day one which was provided by the lender and the seller would receive the remaining money when the development was sold.

Additional development facility of £289,000 released in stages and in arrears also structured into the deal.

Case study 6:
Urgent Purchase an Industrial unit – 7 Day Offer!

Client runs his business from 2 industrial units and needed a bridging loan to complete the purchase urgently as unfortunately the commercial mortgage he thought he was getting with a high street bank did not come through.

We was able to get a desktop valuation done and the case was offered within 7 working days.

Case study 7:
80% Net of Purchase Price

Client wanted to raise max possible to purchase a property for £252,000 that required refurbishment throughout and it was being converted from a 3 Bed to a 5 Bed house.

We secured the client – 80% Net day one over a 12 month term and the monthly payments are included in the loan. No ERC’s after 3 months.

How to follow / contact us:

Email – [email protected]
Mobile – 07933026185
Landline – 02037255830
www.themoneyhub.co.uk

Social Media Channels

Linkedin – www.LinkedIn.com/in/matthew-wiseman-01796088
Tiktok – https://www.tiktok.com/@themoney_hub_?lang=en
YouTube – www.youtube.com/channel/UCWP55UVWFrqfUzOAxFo5mJQ
Facebook – www.facebook.com/Matt.wiseman.125

YOUR CAPITAL IS AT RISK IF YOU DON’T KEEP TO THE TERMS OF YOUR AGREEMENT.