SECURED LOANS

Secured Loans - £10,000 to £1 Million.
CCJ's, Defaults and Mortgage Arrears.
Simple and Secure.

CONTACT US NOW FOR ADVICE AND A QUOTE

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WHAT WE DO

We Gather Information Required to Search the Market

We gather some basic information about you using our quick online form

Conduct a Whole of the Market Comparision

We will search 100’s of providers to find you the lenders who are willing to approve your mortgage

Provide full service through to completion

We will show you rates along with the monthly repayments. This will not affect your credit score. We’ll also explain any fees if you progress at this point and as long as you are happy to proceed, provide you with the full service through to completion of your mortgage being accepted

SECURED LOAN LENDERS

(not all lenders displayed - not specific to your personal circumstances)

Customer Reviews

FREQUENTLY ASKED QUESTIONS

How we work?
By making an enquiry we will contact you to discuss your needs and outline if we can be of assistance. We will then request a copy of your credit file and this will be passed to a qualified adviser to review and give you advice and discuss possible quotations. If you wish us to proceed and get a ‘Decision in Principle’ we can do so. Once we have a decision from the lender we will discuss and email you a formal quotation and outline the process from there.
What is a homeowner loan?
This is a loan secured on your property as you are a homeowner. As the loan is secured upon the property lenders are more willing to provide cheaper rates when compared to unsecured loans and additionally can lend you more money over a longer term.
Can you get a secured loan with a bad credit history?
Yes. If you have had bad credit in the form of mortgage arrears, defaults, county court judgements, IVA and payday loans we have lenders that can help providing you have enough equity and can clearly afford any new borrowing.
How much can I borrow?
Secured loan lenders provide loans from £10,000 to £750,000. This depends upon your credit profile, equity in the property and affordability.
Why take out a secured loan rather than a remortgage?
We will always explore both options to ensure you get the right advice. Here are some reasons why a secured loan is more suitable, when compared to a remortgage:
  • Your main mortgage is at a low rate and any remortgage will be at a higher rate.
  • Your main mortgage has a large early repayment charge if you were to redeem this.
  • Your main mortgage has a long term left, whereas you want to borrow £XX over a shorter term to pay off quicker.
  • Your credit profile may mean a remortgage is not possible.
I have been declined in the past – can you help?
The key to this question is why you were declined. We provide an advised service, so if we cannot help you now we will explain why and provide advice as to what you need to do to be able to get a loan in the future.
How quickly can I get a secured loan?
Typical completion time from application is between 4 – 6 weeks.
What loan purposes do you accept?
Most legal purposes are allowed.

Loan Calculator

When thinking about obtaining a loan, using a loan repayment calculator is a good way to get a rough quote that you may be thinking of taking out. Although when using a loan calculator and inputting your loan amount and term time it may not provide you with an exact quote, it will however help you to understand what sort of figures you could be possibly looking at. Using a loan calculator is also useful in the sense that it does affect your credit rating in any way or does not place a mark onto your credit profile.

When inputting your potential loan details into a general loan repayment calculator, it will not necessarily provide you with an accurate personal loan quotation which can be quite confusing. It can also be confusing if you have used a number of different loan calculators inputting the same details but being quoted different rates and amounts. The calculation that the loan calculator generates will be very basic and does not take into consideration your individual circumstances. To obtain a more detailed loan quote suitable for your needs and circumstances rather than using a loan calculator, give us a call or simply complete our enquiry form found on our home page and we will call you.

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