Home > Loans > £5,000 Loans


Unsecured Loans - £1,000 to £25,000.
Secured Loans - £10,000 to £1 Million.
CCJ's, Defaults and Mortgage Arrears.
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We Gather Information Required to Search the Market

We gather some basic information about you using our quick online form

Conduct a Whole of the Market Comparision

We will search 100’s of providers to find you the lenders who are willing to approve your mortgage

Provide full service through to completion

We will show you rates along with the monthly repayments. This will not affect your credit score. We’ll also explain any fees if you progress at this point and as long as you are happy to proceed, provide you with the full service through to completion of your mortgage being accepted

Customer Reviews


By making an enquiry we will contact you to discuss your needs and outline if we can be of assistance. We will then request a copy of your credit file for a qualified adviser to review. After a full review of your credit profile the adviser will discuss this with you, provide advice and discuss possible quotations. If you wish us to proceed and get a ‘Decision in Principle’ we can do so. Once we have a decision from the lender we will discuss and email you a formal quotation and outline our process going forward.
We have lenders that will accept clients who have had County Court Judgements (CCJ’s), Defaults, Missed payments, Debt Management Plans (DMP), Individual Voluntary Arrangements (IVA) and discharged bankruptcy. The general rule is that any bad credit needs to be registered over a year ago.
Yes. You will need a minimum of a 10% deposit however, this is does depend on the level of bad credit that you have, so for example, if you have had CCJ’s/mortgage arrears in the last 2 years you may need to have 15%+ deposit. If you are buying a property through a shared ownership scheme we have lenders that do not require you to have a deposit. If you are buying a property through the Help to Buy scheme we have lenders that can help you providing you have a 5% deposit to put down.
Once a Decision in Principle (DIP) has been done the typical arrangement times from mortgage application to offer is 1 month. Specialist bad credit mortgages do take more time when compared to standard high street mortgages, due to the extra due diligence that is required on these cases.
No. We have lenders some of whom are high street Building Societies that will lend to you if you simply have a low credit score, due to not being on the voters roll or not having much active credit. If you have a low credit score as a result of bad credit (CCJ’s/defaults/missed payments etc) we certainly have specialist lenders that can help.
The key to this question is why you were declined. We provide an advised service, so if we cannot help you now, we will explain why and provide advice as to what you need to do to be able to get a mortgage in the future.

£5,000 Secured Loans

If you are looking for a £5,000 loan then you are at the right place. You may need a loan to cover a number of things from home improvements, a new car perhaps, or help towards wedding costs. Or you may need a five thousand pound loan to pay off some outstanding credit cards that may have got a little high and you may be struggling to make the repayments. It does not matter what you need your loan for, we are here to help and can make your application easier with a greater chance of you getting your loan application approved and your £5,000 into your bank as quickly as possible.

£5,000 loans give you quite a broad range of financial products to search from. There is a £5,000 personal loan that you may want to apply for, non secured and dependent on you having a relatively good credit score. Or you could apply for a five thousand pound secured loan which, as the name suggests is secured against your property, using the equity in your property as security against the loan value.

Both are relatively quick to apply for and a decision on your loan application is normally made very quickly. A homeowner £5,000 loan is a quick option to raising your loan requirements and of course depends on you having a home with sufficient equity to cover the loan value. Lenders will look reasonably favourably on people that do not perhaps have the best credit scores as with a £5,000 homeowner loan their money is secured and they know that they will get paid in the event of any issues arising during the loan repayment period.

There are many options available if you are looking to apply for a £5,000 loan. Our team of experienced advisors can help point you in the right direction of the best loan deal available for you and can often save you a lot of money inset up fees and interest paid on your loan by choosing the right loan to suit your individual circumstances. Give us a call now and we can help you start the process quickly and efficiently.



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