Given it is such an important decision, with financial repercussions, it is crucial homeowners consider remortgage advice and costs before committing to a remortgage. Many homeowners have found remortgaging to be a suitable solution to their problems, and that this act has enhanced their circumstances. How does remortgaging work? Remortgaging […]
The Help to Buy scheme is a Government initiative that has been set up to help stimulate the housing market and to help first-time buyers and also existing homeowners to purchase new build properties. The Government had previously stated that the scheme would end in 2021, but have now confirmed […]
To get mortgage ready, you should also start getting your credit file in good shape, this can be for a remortgage or a new purchase. Here are some tips: Obtain a copy of your credit reportSet Your goals realisticallyCreate a budget on how much you can borrowWork on paying off […]
If you are thinking of buying your first home, looking at moving, or buying a second home, then you may have to pay Stamp Duty to the Government along with associated mortgage costs. This can be quite expensive, so it is important to understand what Stamp Duty is if you […]
If you’re thinking about buying your home through the Governments ‘Right to Buy’ scheme, then The Money Hub is here to help! We have put together a Right to Buy Mortgage guide with tips on the buying process, how much you can borrow and the costs involved. Understanding the ins […]
When buying a property, be it your home or a buy to let, the property will need to be valued to ensure it is suitable security for the mortgage lender to lend against; but did you know that there are different types of property valuations that maybe you should consider? […]