So what are holiday let mortgages? Holiday let mortgages are intended for people who would like to purchase a property that will be let on a short-term basis to tourists as a business. It varies from a holiday home mortgage, where you borrow money to buy a second home that […]
The term mezzanine finance can be complicated. Mezzanine financing in commercial properties gives lenders the authority to convert debt into equity if a borrower defaults on a payment. To give you a better example of this would be, if the borrower fails to pay the debt on time, the lender […]
Expat Mortgages can be challenging. Lenders will perceive you as a higher risk than other borrowers. Not to worry, though, as there are plenty of providers who you can speak with. These providers can offer a range of mortgages such as remortgaging or even buy to let. Buy to let […]
Paying back your debt and saving money are essential financial goals. Also, you know the importance of saving or having a pension for when the time comes to retire. Focusing on the debt could mean you are not starting or paying as much into your retirement as you would like. […]
If you are fortunate enough, you may never have to think about or consider serious illness cover. You may never have even heard the options of serious or critical illness cover either. Or cases of a significant health emergency, such as a heart attack, cancer or even a stroke. Critical […]
If you are like a lot of people these days, your biggest asset is your property. You have worked hard for many years to save up a deposit, then finding the house you want. Afterwards, you have spent time making it your home and now comes the time you would […]