Bad Credit Mortgages Colchester

Low Credit Score Accepted.
Defaults, CCJ’s Accepted.
Experienced Advisers.
Over 600+ Great Reviews.
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Specialist Bad Credit Lenders.

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Bad Credit Mortgages Colchester

If you are based in Colchester, Essex and are looking for a mortgage broker to help you arrange a mortgage you are in the right place. We specialise in helping clients that are unable to get finance from the high street banks and building societies. We have access to a specialist panel of lenders who provide bad credit mortgages.

What type of bad credit do you accept?

We are able to help clients arrange a bad credit mortgage if they have the following recorded against them:

  • Missed Payments.
  • Defaults.
  • County Court Judgements (CCJ).
  • Low Credit Score.
  • Discharged bankruptcy.
  • Satisfied IVA.

When considering a mortgage the first thing to do is to find out exactly what is recorded on your credit file. There are two main credit agencies operating in the UK called Experian and Equifax. Many lenders will review the data held at both these agencies to understand your credit profile and credit worthiness. We would recommend you obtain a copy of your credit report from CheckMyFile which produces credit reports that contain data from both the credit agencies.

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Bad Credit Mortgage FAQ's

What lenders work with bad credit?
Specialist bad credit lenders typically provide their mortgages through mortgage brokers and you are unable to access them directly. Each lender will have their own criteria, so using an experienced adviser is important.
Can you get a mortgage with a poor credit score?
To get a mortgage with high street lenders you will require a good credit score, however there are specialist lenders available through mortgage brokers who do not use a credit score instead they will review your credit report to understand your credit profile and make a decision on your credit worthiness.
Bad Credit Mortgages Colchester
The Money Hub

Product Name: Mortgages

Product Description: Bad Credit Mortgages Colchester

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Gary has been brilliant throughout the whole process. Very knowledgeable, helpful and efficient. The service provided as a whole, has been excellent, 10/10.