SELF EMPLOYED LOANS

Secured Loans - £10,000 to £1 Million.
CCJ's, Defaults and Mortgage Arrears.
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COMPARE LOANS

Applying for a loan may seem challenging. You need some extra cash but the choices can be overwhelming and hard to understand with jargon like APR, secured, unsecured and so on. Its hard to know where to begin. We can help...

We can advise and help you choose the right loan for you, from personal loans to homeowner loans. We can even help you secure funds if you have a bad credit history. We will help you to understand the conditions of your loan and give you a full detailed breakdown along with lender details. Naturally, the most important thing is to make sure you will be able to afford the repayments.

Self Employed Loans

SECURED LOAN LENDERS

(not all lenders displayed - not specific to your personal circumstances)

Customer Reviews

FREQUENTLY ASKED QUESTIONS

How we work?
By making an enquiry we will contact you to discuss your needs and outline if we can be of assistance. We will then request a copy of your credit file and this will be passed to a qualified adviser to review and give you advice and discuss possible quotations. If you wish us to proceed and get a ‘Decision in Principle’ we can do so. Once we have a decision from the lender we will discuss and email you a formal quotation and outline the process from there.
What is a homeowner loan?
This is a loan secured on your property as you are a homeowner. As the loan is secured upon the property lenders are more willing to provide cheaper rates when compared to unsecured loans and additionally can lend you more money over a longer term.
Can you get a secured loan with a bad credit history?
Yes. If you have had bad credit in the form of mortgage arrears, defaults, county court judgements, IVA and payday loans we have lenders that can help providing you have enough equity and can clearly afford any new borrowing.
How much can I borrow?
Secured loan lenders provide loans from £10,000 to £750,000. This depends upon your credit profile, equity in the property and affordability.
Why take out a secured loan rather than a remortgage?
We will always explore both options to ensure you get the right advice. Here are some reasons why a secured loan is more suitable, when compared to a remortgage:
  • Your main mortgage is at a low rate and any remortgage will be at a higher rate.
  • Your main mortgage has a large early repayment charge if you were to redeem this.
  • Your main mortgage has a long term left, whereas you want to borrow £XX over a shorter term to pay off quicker.
  • Your credit profile may mean a remortgage is not possible.
I have been declined in the past – can you help?
The key to this question is why you were declined. We provide an advised service, so if we cannot help you now we will explain why and provide advice as to what you need to do to be able to get a loan in the future.
How quickly can I get a secured loan?
Typical completion time from application is between 4 – 6 weeks.
What loan purposes do you accept?
Most legal purposes are allowed.

Self Employed Loans - Secured Loans

We specialise in self employed loans whether youre a sole trader, sub-contractor, limited company or a partnership. We can help organise loans for people who have a clean credit record or maybe you have had some bad credit in the form of mortgage arrears, defaults and/or county court judgements.

Being Self Employed has many benefits such as being your own boss and working the hours you want to, which is why more people are becoming self-employed since the economic downturn. We understand that being self-employed can also be more difficult to get a loan however we work with a range of niche lenders who understand how self-employed people structure their earnings and are therefore comfortable in offering you a loan.

Specialist self employed loan lenders that we work with are happy for self employed applicants to verify their income by providing their Self Assessment tax return, Company Accounts, accountants certificates and in some cases 6 months worth of bank statements.

Loans for self employed we could help arrange for you:

  • Secured Loan - £10,000 to £1 Million over 3 years to 25 years (for homeowners only).
  • Business Loan - £3,000+ over 1 year to 25 years.
  • Guarantor Loan - £1,000 to £10,000 - 1 year to 5 years.
  • Asset Financing - £5,000+ over a repayment term of the economic value of the asset.

Whether you are a self employed tradesman such as a plumber or carpenter to a self employed IT contractor we can help find you the most suitable and affordable self employed loans. Please complete the enquiry form or give us a call to discuss your requirements in detail.

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