FREE £10,000 LOAN QUOTES

Secured Loans - £10,000 to £1 Million.
CCJ's, Defaults and Mortgage Arrears.
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WHAT WE DO

We Gather Information Required to Search the Market

We gather some basic information about you using our quick online form

Conduct a Whole of the Market Comparision

We will search 100’s of providers to find you the lenders who are willing to approve your mortgage

Provide full service through to completion

We will show you rates along with the monthly repayments. This will not affect your credit score. We’ll also explain any fees if you progress at this point and as long as you are happy to proceed, provide you with the full service through to completion of your mortgage being accepted

SECURED LOAN LENDERS

(not all lenders displayed - not specific to your personal circumstances)

Customer Reviews

THE ACTUAL RATE AVAILIABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR A PERSONALISED ILLUSTRATION.

LOANS MAY BE SECURED ON YOUR HOME. YOU WILL HAVE TO PAY EARLY REDEMPTION CHARGES THIS WILL VARY. A VARIABLE RATE LOAN MAY GO UP OR DOWN IN LINE WITH THE BANK OF ENGLAND BASE RATE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MONEY ADVICE SERVICE.

FREQUENTLY ASKED QUESTIONS

How we work?
By making an enquiry we will contact you to discuss your needs and outline if we can be of assistance. We will then request a copy of your credit file and this will be passed to a qualified adviser to review and give you advice and discuss possible quotations. If you wish us to proceed and get a ‘Decision in Principle’ we can do so. Once we have a decision from the lender we will discuss and email you a formal quotation and outline the process from there.
What is a homeowner loan?
This is a loan secured on your property as you are a homeowner. As the loan is secured upon the property lenders are more willing to provide cheaper rates when compared to unsecured loans and additionally can lend you more money over a longer term.
Can you get a secured loan with a bad credit history?
Yes. If you have had bad credit in the form of mortgage arrears, defaults, county court judgements, IVA and payday loans we have lenders that can help providing you have enough equity and can clearly afford any new borrowing.
How much can I borrow?
Secured loan lenders provide loans from £10,000 to £750,000. This depends upon your credit profile, equity in the property and affordability.
Why take out a secured loan rather than a remortgage?
We will always explore both options to ensure you get the right advice. Here are some reasons why a secured loan is more suitable, when compared to a remortgage:
  • Your main mortgage is at a low rate and any remortgage will be at a higher rate.
  • Your main mortgage has a large early repayment charge if you were to redeem this.
  • Your main mortgage has a long term left, whereas you want to borrow £XX over a shorter term to pay off quicker.
  • Your credit profile may mean a remortgage is not possible.
I have been declined in the past – can you help?
The key to this question is why you were declined. We provide an advised service, so if we cannot help you now we will explain why and provide advice as to what you need to do to be able to get a loan in the future.
How quickly can I get a secured loan?
Typical completion time from application is between 4 – 6 weeks.
What loan purposes do you accept?
Most legal purposes are allowed.

£10,000 Secured Loans

Search for a £10,000 loan and you will be presented with a bewildering number of options available. Secured loans, unsecured loans, guarantor loan applications – where to start? And making the wrong decision can be very expensive and difficult to get out of if your circumstances change once you have your £10,000 loan approved and in your bank.

It does not matter what you intend to use your loan for. Perhaps a £10,000 home improvement loan, a holiday of a lifetime, maybe a new car or help towards a wedding. Lenders are not too interested in what you intend to use your loan for.

£10,000 loans are almost on the cusp of needing security, that is a secured loan. Someone with a very good credit score may be successful in an application for a £10,000 loan but unless you have a very good credit score then the lender may require security, normally against your home. This is known as a secured loan and the criteria is that you must be a homeowner with sufficient equity in your property to cover the value of the loan should anything go wrong during the repayment of the loan.

Another option to borrow £10,000 is a guarantors loan. The applicant applies in the normal way but it is not so critical that his or her credit rating is perfect. The guarantor, usually a home owner will guarantee the £10,000 loan by way of guaranteeing to pay back the outstanding loan should the borrower default on loan repayments for whatever reason. The guarantors credit rating is not affected but the guarantor would have to step in if any problems arose.

If you are a homeowner then you have the option potentially of adding the £10,000 loan to your mortgage, providing that you have sufficient equity in your property.

Our team of specialist, experienced advisors can advise on the best way to get a £10,000 loan that most suits your circumstances. Saving you precious time and potentially a lot of money, a brief conversation will point you in the right direction towards a successful £10,000 loan application.

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